Terms & Conditions
This section provides a summary of the terms and conditions attached to the AfricaEvac evacuation plans. A detailed set of policy conditions will be provided at policy inception.
The AfricaEvac plan is an emergency medical, evacuation and repatriation expenses policy.
The policy is an annual contract between the underwriters and those persons named persons in the policy schedule. Therefore, the person is liable for the annual premium due under the policy. Covered charges and benefits are provided for in this section in accordance with the selected AfricaEvac plan type, the benefit tables and policy conditions.
Except where otherwise limited or amended by the plan type, we will indemnify the insured person, subject to reasonable and customary charges, for the benefits detailed in this section (except where as otherwise limited by the plan type), for the provision of medically necessary treatment of new accidents or illnesses incurred by the insured person during the period of cover, after applying the appropriate excess.
The excess is the amount you will pay in the event of any claim. The AfricaEvac plan comes with a standard excess of USD250,00 for each and every claim.
The AfricaEvac plan does not cover the treatment of pre-existing conditions. A pre-existing condition means any disease, illness or injury for which you have received medication, advice or treatment, or for which you have experienced symptoms, whether diagnosed or not, at any time before the date on which your plan starts. After 6 months continuous cover, pre-existing conditions will become eligible for benefit, subject to the terms and conditions of your plan, provided you have not consulted any medical professional for treatment, check-ups, or advice, or taken any medication, or had to follow any special diet, or suffered any symptoms for that medical condition or for any related condition, for a continuous period of 180 days.